Debt Elimination
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  • Now you have choices! Consolidate or Eliminate your debt.
  • Drastically lower your Monthy Payments.
  • Save thousands in interest...

Did you know that the average middle-aged family has roughly $8,500 in unsecured debt?  You are not alone when it comes to being in debt.  Many people today face this tough situation and are able to make it through with help.  With the DebtEliminator101 program you can get out of debt and stay out of debt with much less pain and more control than you feel now.

DebtEliminator101 is a debt-management program that can will guide you step-by-step on how you can reduce any debts you may have, improve your credit, and give you the tools to better manage your financial life-style. 

Choose your path

There are six different options from which you can chose when dealing with your excessive debt and we can help you decide which is best for you.
  1. Do Nothing
    Most people don't consiously choose to do nothing about their debt, it's just a matter of knowing where and how to begin. It is important that you act today with a plan in mind. Otherwise, your interest will accumulate over the the years leaving you with nothing but huge amounts of debt to pay off at a later date.

  2. Credit Counseling
    Consumer credit counseling agencies create personalized debt management programs (DMP’s) which, through enrollment, allow you to take advantage of predetermined lower interest rates and minimum monthly payment requirements. Typically, you will pay a consumer credit counseling agency a monthly installment and they pay your bills for you.

  3. Debt Consolidation
    Debt Consolidation is a broadly used term used to describe the gathering together of most or all of your debts and combining them into one monthly payment. Usually this involves taking out a larger single loan, at a hopefully lower interest rate, resulting in a lower monthly payment single payment..

  4. Debt Settlement
    Depending on your circumstances, and if you have tried other debt options before will little or no debt relief, debt settlement might be the best option for you. Our trained professionals will work with your creditors in reducing your outstanding balances, thus providing you will a manageable debt payment each month.

  5. Bankruptcy
    If you are completely unable to handle your debt, bankruptcy may be your last resort.  You can file for one of two chapters that will best fit your needs; however with the new bankruptcy laws that were just passed, some may find it more difficult to take advantage of this option.

  6. Credit Repair
    Many people are unclear about why they need to restore their good credit rating through a credit repair program. The most important thing to understand is that having bad credit costs you. It costs you a lot of money. Credit repair or restoring a good credit rating is essential for those individuals who are negatively impacted by a poor credit history. Our repair services have helped hundreds of people regain control of their credit status, and we welcome the opportunity to help you!

DebtEliminator101 can help you live a less stressful life by helping you become debt free.  The professionals at DebtEliminator101 will set up a program that meets your needs based on your monthly income and expenses.  We are dedicated to get you out of debt and help you maintain financial balance in your life.  We will communicate with your creditors, get lower interest rates, reduce your standing balances, and set up payment plans so that you don’t have to.  It’s very easy and almost anyone who is in a sticky financial situation can do it.  By following our program you can be debt free in a matter of months.  It’s been done many times before and we can do it for you!

Want more information about what we can do for your specific needs? 
Try our free debt consultation and receive a more in-depth report of what we can do for you and your debt.  It’s free, easy, and does not require much of your time.

College Funding

November 1st, 2006

College students beware! It’s that time of the year again to contemplate funding for your next semester. January is almost here which is when the winter semester generally starts for many college students, especially those attending community colleges. Funding is an issue for many. It is tough to fund your schooling let alone just your everyday expenses. What many people don’t know, or know but don’t know how to go about getting government funding, is that there is a large amount available to fund those who are eligible for financial aid. In fact, College Board states that “a record $129 billion in financial aid is available to students and their families.”

For those who are eligible for financial aid should take advantage of that opportunity to obtain the funds for school. There are a number of students who do not know how to go about obtaining government grants. It’s easy! Fill out the FAFSA form online when you do your yearly taxes then stop by your financial aid office located at your school. Schools sometimes like to make it a hassle and will give you the run-around (trust me, I know). I have to say that it is totally worth it.

For those of you that are not eligible for government grants, here are some tips to help you bring in some extra revenue to pay for schooling:

Sign-up for scholarship mailing lists. There are so many scholarships offered that anyone can obtain. Apply for as many as you can/have time for. The list is sometimes endless.

Save Save Save! If you have a job I can’t stress more to save as much as possible. Sure, I know that you have bills to pay, but instead of eating out so much or purchasing those little trinkets you will end up throwing away next year when you switch dorms, put that money towards your college funding.

Get a job while in school. I know it’s hard to work and go to college at the same time, but sometimes it is absolutely necessary. Even if you have to get a part-time job it will be worth it in the end. A number of students graduate with a massive amount of debt that will take them double the amount of time they spent in school to pay it off.

Start a small business. There are many affiliate type programs or multi-marketing businesses out there that you can bring some extra cash in with that don’t require a lot of your time. For more ideas of how to do this you can check out a website we have designed specifically to help those market products or even build their own websites.

These are just a few ideas of ways you can bring some extra money in to help save for college or pay as you go. If you are eligible for financial aid I would highly suggest you do all you can to get that for yourself. Trust me, you will be happier by taking this route as opposed to graduating while swimming a pool of debt.

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