College students beware! It’s that time of the year again to contemplate funding for your next semester. January is almost here which is when the winter semester generally starts for many college students, especially those attending community colleges. Funding is an issue for many. It is tough to fund your schooling let alone just your everyday expenses. What many people don’t know, or know but don’t know how to go about getting government funding, is that there is a large amount available to fund those who are eligible for financial aid. In fact, College Board states that “a record $129 billion in financial aid is available to students and their families.”

For those who are eligible for financial aid should take advantage of that opportunity to obtain the funds for school. There are a number of students who do not know how to go about obtaining government grants. It’s easy! Fill out the FAFSA form online when you do your yearly taxes then stop by your financial aid office located at your school. Schools sometimes like to make it a hassle and will give you the run-around (trust me, I know). I have to say that it is totally worth it.

For those of you that are not eligible for government grants, here are some tips to help you bring in some extra revenue to pay for schooling:

Sign-up for scholarship mailing lists. There are so many scholarships offered that anyone can obtain. Apply for as many as you can/have time for. The list is sometimes endless.

Save Save Save! If you have a job I can’t stress more to save as much as possible. Sure, I know that you have bills to pay, but instead of eating out so much or purchasing those little trinkets you will end up throwing away next year when you switch dorms, put that money towards your college funding.

Get a job while in school. I know it’s hard to work and go to college at the same time, but sometimes it is absolutely necessary. Even if you have to get a part-time job it will be worth it in the end. A number of students graduate with a massive amount of debt that will take them double the amount of time they spent in school to pay it off.

Start a small business. There are many affiliate type programs or multi-marketing businesses out there that you can bring some extra cash in with that don’t require a lot of your time. For more ideas of how to do this you can check out a website we have designed specifically to help those market products or even build their own websites.

These are just a few ideas of ways you can bring some extra money in to help save for college or pay as you go. If you are eligible for financial aid I would highly suggest you do all you can to get that for yourself. Trust me, you will be happier by taking this route as opposed to graduating while swimming a pool of debt.

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This entry was posted on Wednesday, November 1st, 2006 at 6:19 pm and is filed under Debt, Personal Finance, Loans, Investing. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.