Harassing Calls
Will the harassing phone calls from creditors stop?
You may receive a few calls at first, but once your creditors have been notified that you have entered into a debt management program they should change their records to indicate that you have entered a program to help you get out of debt. Generally it will take a few weeks for the program to get up and running so you will most likely receive calls for the first few weeks; however, eventually the calls should reduce or stop.
DebtEliminator101 will send engagement letters to your original creditors as well as third party creditors and collection agencies informing them of your conscious decision to get out of debt through a debt management program. Most creditors will be cooperative; however, there is a possibility that they will sell your case to another collection agency. If your creditor or collection agency has received a cease and desist letter from you or a debt management program, it is against the law for them to continue calling. It is part of the Federal Debt Collections Practices Act that will protect you from these harassing phone calls and letters; however, if they do sell your name to another collection agency you can legally receive them until another notification has been sent out to them.
While in our program, if you receive calls from your creditors and collection agencies simply give them our number and let them know that we are working with you to reduce your debt in a extensive debt management program. We will then speak with your creditors and collection agencies to take care of the harassing phone calls so you don’t have to.
We know the stress finances can put on an individual and how bothersome collection agencies can be. DebtEliminator101 wants to help you in everyway that we can to get you out of your financial distress and ease the burden of harassing phone calls. We have many skilled professionals that are trained in dealing with the creditors and collection agencies in order to give you a less stressful life style.
